Wallet Guide

Your Wallet. Your Savings.

Use your Avedson Marketplace wallet balance to save on ecommerce orders and loan payments. Earned commissions go straight to your wallet — spend them at checkout with a single toggle.

Ecommerce Orders
Loan Payments
$0 Fees to Use

Three Simple Steps

Earn commissions through the affiliate program, see them land in your wallet, then spend them at checkout.

Earn Commissions

Refer friends through the affiliate program. When they purchase or apply for a loan, you earn a commission that's auto-deposited into your wallet.

Check Your Balance

Visit the Wallet page in your dashboard to see your available balance and full transaction history at any time.

Toggle at Checkout

At checkout or when paying a loan installment, flip the wallet toggle to apply your balance. Any remainder gets charged to your card.

Three Ways to Spend Your Balance

Your wallet works across ecommerce checkout, loan downpayments, and regular loan installments — each with its own rules.

Ecommerce Checkout

No percentage cap

  1. Add products to your cart and proceed to checkout
  2. If you have a wallet balance, a wallet card appears automatically
  3. Toggle the "Apply wallet balance" switch to ON
  4. The wallet deduction and card remainder display instantly
  5. If your wallet covers the full total, no card charge is needed
  6. Complete your order — wallet is debited only after payment succeeds
No Wallet Cap — Use Your Full Balance

Loan Downpayment

Up to 20% of downpayment

  1. Apply for a loan and get approved with a downpayment schedule
  2. On the payment page, your wallet balance and max applicable amount display
  3. Toggle the wallet switch to apply up to 20% of the downpayment
  4. The remaining amount must be paid by card
  5. Complete the payment — wallet is debited after card charge succeeds
Capped at 20% — Card Required for Remainder

Loan Installments

Up to 100% — pay in full with wallet

  1. Navigate to your loan and click "Pay Now" on an upcoming installment
  2. Your wallet balance and the installment amount are shown side by side
  3. Toggle the wallet switch — you can cover the entire installment if your balance is enough
  4. Any shortfall is automatically charged to your card
  5. Wallet is debited securely inside the same transaction
100% Wallet Payment Allowed

Wallet Rules by Payment Type

A quick comparison of how your wallet balance works across different payment scenarios.

Feature Ecommerce Checkout Loan Downpayment Loan Installment
Wallet Optional Yes Yes Yes
Wallet Cap None 20% of downpayment None (100%)
Full Wallet Payment Yes No Yes
Mixed Payment Wallet + Card Wallet + Card Wallet + Card
Card Always Required Only if wallet < total Always Only if wallet < total
Refund on Failure Yes Yes Yes

How a Wallet Payment Works

Here's what happens when you toggle your wallet on at checkout — secure, seamless, and fully automatic.

Toggle Wallet On

Flip the switch to apply your wallet balance. The system calculates the wallet deduction and any card remainder in real time.

Balance Verified

Your wallet balance is checked and locked to prevent double-spending. The maximum applicable amount is enforced based on payment type.

Card Charged First

If a card remainder exists, the card is charged first through our secure payment processor. This ensures your wallet is only touched after the card succeeds.

Wallet Debited

Once the card charge succeeds (or if paying fully by wallet), the wallet amount is debited inside a secure database transaction.

Order Confirmed

Your order or payment is confirmed. The transaction appears in your wallet history with a clear description and updated balance.

Protected on Failure

If the card charge fails, your wallet is never debited. If a wallet debit fails, the card charge is reversed. You're always protected.

Tips & Important Notes

Get the most from your wallet balance with these helpful tips.

Commission Hold Period

Affiliate commissions have a short hold period before they appear in your wallet. This helps prevent fraud and ensures order validity.

Track Everything

Every credit and debit is logged in your wallet transaction history with dates, descriptions, and running balances.

Instant Application

Wallet balance is applied instantly at checkout — no codes or coupons needed. Just toggle and pay.

Downpayment Cap

Loan downpayments have a wallet cap of 20%. A credit or debit card is always required for the remaining balance.

Refunds Are Automatic

If a payment fails or an order is cancelled, any wallet amount used is automatically returned to your balance.

Grow Your Balance

The more people you refer through the affiliate program, the more commissions you earn — and the more you save at checkout.

Ready to Start Saving?

Check your wallet balance, or join the affiliate program to start earning commissions you can spend on every purchase.

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